Privacy Policy Privacy Policy .
Privacy Policy
This is
an official website of GSB Financial. This Privacy Policy outlines our
practices for collection, use and disclosure of your information that you
provide to us when you use the Site. By using this Site, you agree that your
use of the Site is governed by this Privacy Policy and our Terms of Service.
From time to time, we may update this Privacy Policy. We encourage you to
periodically check this Site for updates. Your continued use of the Site
affirms your agreement to any changes we make to this Privacy Policy.
Please
note the distinction between our privacy practices in connection with your
visit to the Site and our Terms of Service.
Information Collected and How It Is Collected
Voluntary Information: We may collect personal information you voluntarily
provide to us including, but not limited to your name, e-mail address, postal
address, phone number, mobile number and geographic location. You may provide
this information when you request information, register, make a purchase or for
other purposes. We may also collect demographic information such as gender,
date of birth, occupation, employer name and zip code. In limited
circumstances, we may collect payment information such as credit card number
where needed to complete a requested service or transaction.
By
requesting information to your mobile phone, we may obtain the following
information from you in connection with our SMS service: your cell phone
number, your carrier’s name and the date, time and content of your messages, as
well as other information that you provide. We will use such information in
accordance with this Privacy Policy.
Automatically
Generated Information: We may also collect non-personally identifiable
information that is generated automatically while you are visiting the Site or
elsewhere on the Internet when our advertisements are served, also known as log
files. This data includes, but is not limited to, information such as IP
address, web pages visited before and after visiting the Site, date and time, domain
type, type of mobile device you use, your device’s unique ID, web pages you
view and links you click on within the Site and interactions with our
advertisements delivered by us or advertisements delivered by a third party
advertising technology vendor. This type of information may be collected using
different types of technologies, such as cookies and pixels. An IP address, for
example, is a unique identifier that certain electronic devices use to identify
and communicate with each other on the Internet. When you visit the Site, we
may view the IP address of the device you use to connect to the Internet. We
use this information to determine the general physical location of the device
and understand from what regions of the world the Site visitors come. We also
may use your non-personally identifiable information to enhance the Site.
All
Site users remain anonymous unless they choose to give us their personal
information. You may elect not to allow us to collect and use this
non-personally identifiable data as part of our Service by following the
Opt-Out procedures described below.
Cookies and Other Technologies
Overview: We may use cookies and other technologies to obtain certain types of
information when your web browser accesses the Site or visits a website in our
network. ‘Cookies’ are small pieces of information that are stored by your
browser. Cookies help us improve your experience on the Site, however, if you
wish to block, erase or be warned of the use of cookies, please refer to the
paragraph below entitled Disabling Cookies or to your browser manufacturer.
When you view a video on our Sites, a third party may also set a ‘flash cookie’
on your computer. Since removing and rejecting browser cookies may not also
remove or reject flash cookies, you will also need to visit:
http://www.adobe.com/products/flashplayer/security in order to delete or
disable flash cookies. Rejecting or removing browser or flash cookies may
affect certain features of our Sites.
This
website uses Google Analytics to help analyze how users use the site, which
uses cookies.
Cookies
are used to collect standard Internet log information and visitor behavior
information in an anonymous form. The information generated by the cookie about
your use of the website (including IP address) is transmitted to Google. This
information is then used to evaluate visitors’ use of the website and to
compile statistical reports on website activity for GSB Financial.
Google
Analytics collects information anonymously. Google will not associate your IP
address with any other data held by Google. Neither GSB Financial nor Google will link, or seek to link, an IP address with the
identity of a computer user. We will not associate any data gathered from this
site with any Personally Identifiable Information from any source unless you
explicitly submit that information via a fill-in form on our website. It
reports website trends without identifying individual visitors. You can opt-out
of Google Analytics without affecting how you visit the Site – for more
information on opting out of being tracked by Google Analytics across all
websites you use, visit this Google page.
We may
use other companies to set cookies on the Site and advertisements and gather
cookie information for us. In some cases, we may also use another company to
operate web servers or process credit card purchases for the Site. The Site may
use cookies and other technology to speed navigation and keep track of items
and to gather anonymous traffic data that we may use to enhance the Site, our
Services, marketing and other internal purposes. If you select ‘remember me’ on
your computer when logging on to the Site, GSB Financial will set a persistent
cookie to store your username and password so that you do not have to enter it
more than once. It also allows us to send confirmations, receipts, updates,
alerts and support and administrative messages and to otherwise facilitate your
use of and our administration and operation of the Site. The persistent cookie
also enables GSB Financial to track and target the interests of users to
enhance the experience on the Site. The persistent cookie is removed when you
uncheck the ‘remember me’ checkbox.
Disabling
Cookies: The ‘Help’ portion of the toolbar on most browsers will tell you how
to prevent your browser from accepting cookies, how to have the browser notify
you when you receive cookies and how to disable cookies altogether. Note that
if you reject or block cookies, it may affect your ability to enjoy the full
functionality and experience of the Site.
Web
Beacons: Pages of the Site [and our e-mails] may contain small electronic files
known as web beacons (also referred to as clear gifs, pixel tags, and
single-pixel gifs) that permit GSB Financial, for example, to count users who
have visited those pages or opened an e-mail and for other related website
statistics (for example, recording the popularity of certain website content
and verifying system and server integrity).
INFORMATION USE AND SHARING
Use of Personal Information: If we do receive your personal information, we
will only use it for the purposes described where it is collected or otherwise
described in this Privacy Policy. We may share this information outside of GSB Financial if: (1) you authorize us to do so; (2) it is necessary to allow
our service providers or agents to provide products or services for us; (3) it
is necessary in order to provide our products or services to you (and
contacting you when necessary); (4) subject to applicable contractual or legal
restrictions, it is necessary to disclose to entities that perform marketing
services on our behalf or to other entities with whom we have joint marketing
agreements; (5) subject to applicable contractual or legal restrictions, it is
necessary in connection with a sale of all or substantially all of the assets
of GSB Financial or the merger of GSB Financial into another entity or
any consolidation, share exchange, combination, reorganization, or like
transaction in which GSB Financial is not the survivor; (6) it is necessary in
connection with other business purposes including, without limitation,
responding to your inquiries or requests for information or services, customer
care, service quality, business management and operation, risk assessment,
security, fraud and crime prevention/detection, monitoring, research and
analysis, marketing, customer purchasing preferences and trends, dispute
resolution, credit checking and debt collection; (7) it is necessary to
disclose in order to protect or defend our rights or property or those of our
users; (8) it is necessary to disclose in order to protect the personal safety
of our users or the public; (9) it is necessary for us to provide it to our
attorneys, accountants, regulators, auditors or other advisors; or (10)
otherwise as we are required or permitted by law or required to comply with
legal process served upon us, our agents, representatives or our affiliates. We
may also aggregate your personal information with the information of others and
may disclose such information in aggregate form for marketing and promotional
purposes in a way that would not identify you individually.
Use of
Non-Personally Identifiable Information: GSB Financial or our service providers
or agents that provide services for us may use non-personally identifiable
information as part of the Services to better tailor advertisements and other
content in an effort to create a more relevant experience for each person that
visits the Site or elsewhere on the Internet. This non-personally identifiable
information may also be used to predict responses to advertisements, to help
determine which ads perform best and which content is most appropriate for
different individuals, to measure and optimize the effectiveness of
advertisements and to provide aggregate reporting to our service providers or
agents and for our and their internal purposes.
We use
various website analytics tools and technologies regarding activities on the
Site that require storage of web session data. The overall aim of these tools
is to aid in making the Site easy to use, to proactively identify and correct
error conditions and to provide more relevant advertising and content to you.
These tools and technologies are also used to assist Site visitors who report
problems in the use of the Site. Stored web session data is used in accordance
with this Privacy Policy.
Third
Party Use of Cookies: We use cookies to compile aggregate non-personally
identifiable data about Site traffic and Site interaction so that we can offer
better Site experiences and tools in the future. We may also share
non-personally identifiable information with companies such as agencies, ad
networks or exchanges to enable them to analyze user behaviors or to customize
the ads that you encounter.
CONTESTS,
SWEEPSTAKES AND OTHER PROMOTIONS: On the Site, you may wish to participate in
contests and other promotions that we may offer from time to time. Through
these promotions, you may choose to participate in activities such as sharing
information found on the Site with others and sending e-mail invitations. In
connection with any contests and other promotions that we may offer from time
to time via the Site, we use the information you provide to administer the
contests and other promotions. Subject to applicable contractual or legal
restrictions, we also may use the information to communicate with you, or the
other people you select, about our products and services or our service
providers or agents partners may use such information to communicate with you
about the contests and other promotions or their products and services. If you
choose to participate in these promotions, and are eligible to do so, we may
ask you for information such as your name, e-mail address, date of birth and
telephone number. Official Contest Rules will accompany any contest sponsored
by GSB Financial.
THIRD PARTY FEATURES
Third Party Links: For your convenience, we may include or offer third party
offers, products or services on the Site. Third party vendors may use cookies
or other technologies to serve ads on other web sites based on your visit to
this Site and other web sites on the Internet. We cannot be responsible for the
privacy practices of any web sites or pages not under our control and we do not
endorse any of these web sites or pages, the services or products described or
offered on such sites or pages or any of the content contained on those sites
or pages. Nonetheless, we seek to protect the integrity of the Site and welcome
any feedback about these web sites.
Social
Media Platforms and Web sites: Any information, communications, or material of
any type or nature that you submit to the Site (including, but not limited to
any of our pages contained on a social media platform or web site such as
Facebook or Twitter) by e-mail, posting, messaging, uploading, downloading or
otherwise (collectively, a ‘Submission’), is done at your own risk and without
any expectation of privacy. We cannot control the actions of other users of any
social media platform or web site and we are therefore not responsible for any
content or Submissions contained on such sites and platforms. By visiting any
of our pages or web sites that are contained on a social media platform or web
site, you are representing and warranting to us that you have reviewed the
applicable privacy policy and terms of use of such platform or web site and
that you will abide by all such provisions contained therein.
Additionally,
in the event that we offer a message board or any other interactive or
social-type feature on a web site administered directly by us, please be aware
that these areas may allow you to publicly post, and share with other users,
certain messages, content, or other information (e.g., stories, pictures,
ingredients, tips, etc.).Although we may take certain precautions to protect
those who use these areas of one of our web sites, we encourage you to be wary
of giving out any personal information in such public forums. The information
you post can be collected and used by people you don’t know. We cannot guarantee
the privacy and safety of these areas and are therefore not responsible for any
information you choose to post. Your use of these features is fully at your own
risk.
E-MAIL SIGNUPS
E-mail: We appreciate your questions and comments about the Site and services
and welcome your e-mails and questions submitted to the Site. We will share
your messages with those within our organization who are most capable of
addressing the issues contained in your message. We may archive your message
for a certain period of time or discard it, but your e-mail address and message
will only be used in accordance with this Privacy Policy.
Submitting
your e-mail: Submitting your address anywhere on the Site may result in your
e-mail address being added to the GSB Financial e-mail list. You may
unsubscribe to GSB Financial e-mails at any time by opting out of e-mail
subscriptions with the ‘unsubscribe’ link included in each e-mail. Your e-mail address will be
removed from our marketing list. Please allow us a reasonable period of time in
order to satisfy your request, as some promotions may already be in
process.
SECURITY
We employ and maintain technology and security measures designed to protect
your personal information. However, no data transmission over the Internet can
be guaranteed as 100% secure. As a result, while we strive to protect your
information, we cannot ensure or warrant the security of any information you
transmit to us or receive from us.
OPT OUT
Overview: We may use non-personally identifiable information to provide more
relevant advertising and content. If you’d like to stop the Site from
collecting certain types of information that provide more tailored online ads
and messages to you, please click here. If you elect to opt out of this type of
advertising, we will place a cookie on your computer to flag that we should not
collect data to tailor advertising to your browser. If you delete your cookies,
install a new browser, or use a different computer, you may need to revisit
this page to opt out.
CHILDREN
We strongly encourage parents and guardians to regularly monitor and supervise
their children’s online activities. We do not knowingly collect personal
information from children under 13.
SPECIAL STATEMENT FOR JOB APPLICANTS
Any personal information that you provide to us when applying for a career
position with GSB Financial will be used solely to consider and act upon
your application. We may retain your personal information for a period of time,
but only for as long as necessary for such purposes or as otherwise required by
law. We may disclose your personal information to our agents for the purpose of
evaluating your qualifications for the particular position for which you
applied, for other available positions or as otherwise required by law. We may
also disclose your personal information to third parties hired by us to
collect, maintain, and analyze candidates for career positions or as otherwise
required by law.
VISITING THE SITE FROM OUTSIDE OF THE UNITED STATES
If you are visiting the Site from outside of the United States of America,
please be aware that your information may be transferred to, stored or
processed in the United States, where our servers are located and our central
database is operated. The data protection and other laws of the United States
and other countries might not be as comprehensive as those in your country, but
please be assured that we take steps to protect your privacy. By using the
Site, you understand that your information may be transferred to our facilities
and those third parties with whom we share it as described in this Privacy
Policy.
WEBSITE TERMS AND CONDITIONS
Website Terms and Conditions
Last Updated: June 22, 2022
PLEASE
READ THESE TERMS OF SERVICE CAREFULLY. BY ACCESSING OR USING THIS WEB SITE, YOU
AGREE TO BE BOUND BY THE TERMS AND CONDITIONS DESCRIBED HEREIN AND ALL TERMS
INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, DO NOT
USE THIS WEB SITE.
This
website is operated by GSB Financial. These Terms of Service apply solely to
your access to, and use of, the GSB Financial’s website operated by GSB Financial and other GSB Financial websites and mobile applications and other social media
applications which link to these Terms of Service (the ‘Sites’). These Terms of
Service do not alter in any way the terms or conditions of any other agreement
you may have with GSB Financial for products, services or otherwise.
We
reserve the right to change or modify any of the terms and conditions contained
in the Terms of Service or any policy or guideline of the Sites, at any time
and in our sole discretion. Any changes or modifications will be effective
immediately upon posting of the revisions on the Sites, and you waive any right
you may have to receive specific notice of such changes or modifications. Your
continued use of these Sites following the posting of changes or modifications
will confirm your acceptance of such changes or modifications. Therefore, you
should frequently review the Terms of Service and applicable policies from
time-to-time to understand the terms and conditions that apply to your use of
the Sites. If you do not agree to the amended terms, you must stop using the
Sites.
- PRIVACY
POLICY
Please refer to our Privacy Policy information on how we collect, use and
disclose personally identifiable information from our users. - COPYRIGHT
AND LIMITED LICENSE
Unless otherwise indicated in the Sites, the Sites and all content and
other materials on the Sites, including, without limitation, GSB
Financial’s logo, and all designs, text,
graphics, pictures, information, data, software, tools, widgets, sound
files, other files and the selection and arrangement thereof
(collectively, the ‘Site Materials’) are the proprietary property of GSB
Financial or its licensors or users and are protected by U.S. and
international copyright laws.
You are
granted a limited, non-sublicensable license to access and use the Sites and
the Site Materials for your informational, non-commercial and personal use
only. Such license is subject to these Terms of Service and does not include:
(a) any resale or commercial use of the Sites or the Site Materials therein;
(b) the reproduction, distribution, public performance or public display of any
Site Materials, except as expressly permitted on the Site; (c) modifying or
otherwise making any derivative uses of the Sites and the Site Materials, or
any portion thereof; (d) use of any data mining, robots or similar data
gathering or extraction methods; (e) downloading (other than the page caching)
of any portion of the Sites, the Site Materials or any information contained
therein, except as expressly permitted on the Sites; or (f) any use of the
Sites or the Site Materials other than for its intended purpose. Any use of the
Sites or the Site Materials other than as specifically authorized herein,
without the prior written permission of GSB Financial, is strictly prohibited and will terminate the
license granted herein. Such unauthorized use may also violate applicable laws,
including, without limitation, copyright and trademark laws and applicable
communications regulations and statutes. Unless explicitly stated herein,
nothing in these Terms of Service shall be construed as conferring any license
to intellectual property rights, whether by estoppel, implication or otherwise.
This license is revocable at any time.
- REPEAT
INFRINGER POLICY
In accordance with the Digital Millennium Copyright Act (‘DMCA’) and other
applicable laws, GSB Financial has adopted a policy of terminating, in
appropriate circumstances as determined by GSB Financial in
its sole discretion, subscribers or account holders who are deemed to be
repeat infringers. GSB Financial may
also at its sole discretion limit access to the Sites and/or terminate the
accounts of any users who infringe any intellectual property rights of
others, whether or not there is any repeat infringement. - TRADEMARKS
You may not use any metatags or any other ‘hidden text’ utilizing ‘GSB
Financial’ or any other name, trademark or product or service name of GSB
Financial without our prior written
permission. In addition, the look and feel of the Site, including all page
headers, custom graphics, button icons and scripts, is the service mark,
trademark and/or trade dress of GSB Financial and
may not be copied, imitated or used, in whole or in part, without our
prior written permission. All other trademarks, registered trademarks,
product names and company names or logos mentioned in the Sites are the
property of their respective owners. Reference to any products, services,
processes or other information, by trade name, trademark, manufacturer,
and supplier or otherwise, does not constitute or imply endorsement,
sponsorship, or recommendation thereof by us. - HYPERLINKS
You may not use a GSB Financial logo
or other proprietary graphic of GSB Financial. to link to these
Sites without the express written permission of GSB
Financial Further, you may not use, frame or
utilize framing techniques to enclose any GSB Financial trademark,
logo or other proprietary information, including the images found at the
Sites, the content of any text or the layout/design of any page or form
contained on a page on the Sites without GSB Financial’s express written consent. Except as noted above, you
are not conveyed any right or license by implication, estoppel or
otherwise in or under any patent, trademark, copyright or proprietary
right of GSB Financial or
any third party.
GSB
Financial makes no claim or
representation regarding, and accepts no responsibility for, the quality,
content, nature, or reliability of third-party Web sites accessible by
hyperlink from the Sites, or Web sites linking to the Sites. Such sites are not
under the control of GSB Financial and GSB Financial is not responsible for
the contents of any linked site or any link contained in a linked site, or any
review, changes or updates to such sites. GSB Financial provides these links to
you only as a convenience, and the inclusion of any link does not imply affiliation,
endorsement, or adoption by GSB Financial of any site, or any information contained
therein. When you leave the Sites, you should be aware that our terms and
policies no longer govern. You should review the applicable terms and policies,
including privacy and data gathering practices, of any site to which you
navigate from the Sites.
- THIRD
PARTY CONTENT
We may make third party information and other content available on or
through the Sites (the ‘Third Party Content’) as a service to those interested
in this information and we may provide information regarding or access to
third party products or services available on or through the Sites (‘Third
Party Products and Services’). Your business dealings or correspondence
with such third parties, and any terms, conditions, warranties or
representations associated therewith, are solely between you and such
third party. GSB Financial does
not control, endorse or adopt any Third-Party Content or Third-Party
Products, and makes no representation or warranties of any kind regarding
the Third-Party Content, including, without limitation, regarding its
accuracy or completeness. You acknowledge and agree that GSB
Financial is not responsible or liable in
any manner for any Third-Party Content and undertakes no responsibility to
update or review any Third-Party Content. Users use such Third-Party
Content contained therein at their own risk. - ADVERTISEMENTS
AND PROMOTIONS; THIRD-PARTY PRODUCTS AND SERVICES
GSB Financial may run advertisements and
promotions from third parties on the Site or may otherwise provide
information about or links to third-party organizations, products, or
services on the Site. Your dealings or correspondence with, or
participation in promotions of, such third parties, and any terms, conditions,
warranties or representations associated with such dealings or promotions
are solely between you and such third party. GSB Financial is
not responsible or liable for any loss or damage of any sort incurred as
the result of any such dealings or promotions or as the result of the
presence of such non- GSB Financial advertisers
or third-party information on the Site. - SUBMISSIONS
You acknowledge and agree that any feedback, questions, comments,
suggestions, ideas, or other information or materials regarding the Site
or GSB Financial that
are provided by you in the form of email or other submissions to GSB
Financial, or any postings on the Sites, are non-confidential and shall
become the sole property of GSB Financial. GSB
Financial shall own exclusive rights,
including all intellectual property rights, and shall be entitled to the
unrestricted use and dissemination of these materials for any purpose
without acknowledgment or compensation to you. - USER
CONTENT AND INTERACTIVE SERVICES OR AREAS
The Sites may include interactive areas or services (‘Interactive Areas’),
such as forums, blogs, chat rooms or message boards, or other areas or
services in which you or other users may create, post, share or store
content, messages, materials, data, information, text, graphics, audio,
video, or other items or materials on the Sites (‘User Content’). You are
solely responsible for your use of such Interactive Areas and use them at
your own risk. By using any Interactive Areas, you agree not to post,
upload to, transmit, distribute, store, create, or otherwise publish
through the Sites any of the following: - User
Content that is unlawful, libelous, defamatory, obscene, pornographic,
indecent, lewd, suggestive, harassing, threatening, invasive of privacy or
publicity rights, abusive, inflammatory, fraudulent, deceptive or
misleading; - User
Content that would constitute, encourage or provide instructions for a
criminal offense, violate the rights of any party, or that would otherwise
create liability or violate any local, state, national or international
law; - User
Content that may infringe any patent, trademark, trade secret, copyright
or other intellectual or proprietary right of any party; - User
Content that impersonates any person or entity or otherwise misrepresents
your affiliation with a person or entity; - Unsolicited
promotions, advertising, or solicitations; - Private
information of any third party, including, without limitation, addresses,
phone numbers, email addresses, Social Security numbers and credit card
numbers; - Viruses,
corrupted data or other harmful, disruptive or destructive files;
and - User
Content which violates the terms of any GSB Financial guidelines,
policies or rules posted on the Site or otherwise provided to you; and - User
Content that, in the sole judgment of GSB Financial, is objectionable or
which restricts or inhibits any other person from using or enjoying the
Interactive Areas or the Sites, or which may expose GSB
Financial or its users to any harm or liability
of any type. GSB Financial takes
no responsibility and assumes no liability for any User Content posted,
stored or uploaded by you or any third party, or for any loss or damage
thereto, nor is GSB Financial liable
for any mistakes, defamation, slander, libel, omissions, falsehoods,
obscenity, profanity or objectionable content you may encounter. Your use
of Interactive Areas is at your own risk. Enforcement of the user content
or conduct rules set forth in these Terms of Service is solely at GSB
Financial’s discretion, and failure to
enforce such rules in some instances does not constitute a waiver of our
right to enforce such rules in other instances. In addition, these rules
do not create any private right of action on the part of any third party
or any reasonable expectation that the Sites will not contain any content
that is prohibited by such rules. As a provider of interactive services, GSB
Financial is not liable for any statements,
representations, or User Content provided by its users in any public
forum, blog or other Interactive Area. Although GSB
Financial has no obligation to do so, it
reserves the right, and has absolute discretion, to remove, screen or edit
any User Content posted or stored on the Sites at any time and for any reason
without notice, and you are solely responsible for creating backup copies
of and replacing any User Content you post or store on the Sites at your
sole cost and expense. Any use of the Interactive Areas or other portions
of the Sites in violation of the foregoing violates these Terms of Service
and may result in, among other things, termination, or suspension of your
rights to use the Interactive Areas and/or the Sites. Except as otherwise
provided, you retain ownership of all User Content you post on the Sites.
However, if you post User Content to the Sites, unless we indicate
otherwise, you grant GSB Financial and its affiliates a
nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable
right to use, reproduce, modify, adapt, publish, translate, create
derivative works from, distribute, perform and display such User Content
throughout the world in any manner or media, including, without
limitation, in advertising, fundraising and other communications in
support of GSB Financial and
the issues, and causes it supports, without any right of compensation or
attribution. You grant GSB Financial and
its affiliates and sublicensees the right to use the name that you submit
in connection with such content, if they choose. You represent and warrant
that (a) you own and control all of the rights to the User Content that
you post or you otherwise have the right to post such User Content to the
Sites; (b) the User Content is accurate and not misleading; and (c) use
and posting of the User Content you supply does not violate these Terms of
Service and will not violate any rights of or cause injury to any person
or entity.
- REGISTRATION
DATA; ACCOUNT SECURITY
In consideration of your use of the Sites, you agree to (a) provide
accurate, current and complete information about you as may be prompted by
any registration forms on the Sites (‘Registration Data’); (b) maintain
the security of your password and identification; (c) maintain and
promptly update the Registration Data, and any other information you
provide to GSB Financial, to keep it
accurate, current and complete; and (d) accept all risks of unauthorized
access to the Registration Data and any other information you provide to GSB
Financial. - INDEMNIFICATION
You agree to defend, indemnify and hold harmless GSB
Financial, its independent contractors, service providers and consultants,
and their respective directors, employees and agents, from and against any
claims, damages, costs, liabilities and expenses (including, but not limited
to, reasonable attorneys’ fees) arising out of or related to any User
Content you post, store or otherwise transmit on or through the Sites,
your use of the Interactive Areas, or any act or omission relating to the
Site or the User Content, including, without limitation, any actual or
threatened suit, demand or claim made against GSB
Financial and/or its independent
contractors, service providers, employees, directors or consultants,
arising out of or relating to the User Content, your conduct, your violation
of these Terms of Service or your violation of the rights of any third
party. - DISCLAIMERS
EXCEPT AS EXPRESSLY PROVIDED TO THE CONTRARY IN A WRITING BY GSB Financial
THE SITES, THE SITE MATERIALS CONTAINED THEREIN AND THE SERVICES PROVIDED
ON OR IN CONNECTION THEREWITH (THE ‘SERVICES’) ARE PROVIDED ON AN ‘AS IS’
BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. GSB
Financial DISCLAIMS ALL OTHER WARRANTIES,
EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND
NON-INFRINGEMENT AND AS TO ACCURACY OR RELIABILITY OF THE INFORMATION,
CONTENT, FORMS OR OTHER SITE MATERIALS ACCESSED THROUGH THE SITE. GSB
Financial DOES NOT REPRESENT OR WARRANT THAT THE SITES, THE SITE MATERIALS
OR THE SERVICES ARE ACCURATE, COMPLETE, RELIABLE, CURRENT OR ERROR-FREE.
GSB
Financial IS NOT RESPONSIBLE FOR
TYPOGRAPHICAL ERRORS OR OMISSIONS, INCLUDING THOSE RELATING TO PRICING, TEXT OR
PHOTOGRAPHY. WHILE GSB Financial ATTEMPTS TO MAKE YOUR ACCESS AND USE OF THE
SITES AND SERVICES SAFE, GSB Financial CANNOT AND DOES NOT REPRESENT OR WARRANT THAT
THE SITES, THE SITE MATERIALS OR THE SERVER(S) ARE FREE OF VIRUSES OR OTHER
HARMFUL COMPONENTS; THEREFORE, YOU SHOULD USE INDUSTRY-RECOGNIZED SOFTWARE TO
DETECT AND DISINFECT VIRUSES FROM ANY DOWNLOAD.
GSB
Financial reserves the right to
change any and all content contained in the Sites and any Services offered
through the Sites at any time without notice. Reference to any products, services,
processes or other information, by trade name, trademark, manufacturer,
supplier or otherwise does not constitute or imply endorsement, sponsorship or
recommendation thereof, or any affiliation therewith, by GSB Financial.
- LIMITATION
OF LIABILITY
IN NO EVENT SHALL GSB Financial OR
OUR EMPLOYEES, AGENTS OR VOLUNTEERS BE LIABLE FOR ANY DIRECT, SPECIAL,
INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND,
INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS OR LOSS OF DATA,
WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO
NEGLIGENCE) OR OTHERWISE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE
USE OF OR INABILITY TO USE THE SITES, THE SERVICES, THE CONTENT OR THE
SITE MATERIALS CONTAINED IN OR ACCESSED THROUGH THE SITE, INCLUDING,
WITHOUT LIMITATION, ANY DAMAGES CAUSED BY OR RESULTING FROM RELIANCE BY
USER ON ANY INFORMATION OBTAINED FROM GSB Financial, OR THAT RESULT FROM
MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS,
DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION OR ANY FAILURE OF
PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS
FAILURE, THEFT, DESTRUCTION OR UNAUTHORIZED ACCESS TO GSB
Financials RECORDS, PROGRAMS OR SERVICES. IN
NO EVENT SHALL THE AGGREGATE LIABILITY OF GSB Financial, WHETHER IN
CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE, WHETHER ACTIVE, PASSIVE OR
IMPUTED), PRODUCT LIABILITY, STRICT LIABILITY OR OTHER THEORY, ARISING OUT
OF OR RELATING TO THE USE OF OR INABILITY TO USE THE SITES OR THE SITE
MATERIALS EXCEED ANY COMPENSATION YOU PAY, IF ANY, TO GSB
Financial FOR ACCESS TO OR USE OF THE SITES.
CERTAIN
STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OF
LIMITATION OF CERTAIN DAMAGES. THEREFORE, SOME OR ALL OF THE ABOVE DISCLAIMERS,
EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL
RIGHTS.
- APPLICABLE
LAW AND VENUE
These Terms of Service and your use of the Site shall be governed by and
construed in accordance with the laws of the United States applicable to
agreements made and to be entirely performed within the United States,
without resort to its conflict of law provisions. You agree that any
action at law or in equity arising out of or relating to these Terms of
Service shall be filed only in the state and federal courts located in the
United States and you hereby irrevocably and unconditionally consent and
submit to the exclusive jurisdiction of such courts over any suit, action
or proceeding arising out of these Terms of Service. - TERMINATION
Notwithstanding any of these Terms of Service, GSB
Financial reserves the right, without notice
and in its sole discretion, to terminate your license to use the Sites,
and to block or prevent future your access to and use of the Sites. - SEVERABILITY
If any provision of these Terms of Service shall be deemed unlawful, void
or for any reason unenforceable, then that provision shall be deemed
severable from these Terms of Service and shall not affect the validity
and enforceability of any remaining provisions.
Terms and Conditions
Go to gsbfinancialgroup.com
and sign up to receive campaign notifications from GSB Financial, by
registering your mobile number with us. After signing up, you will receive an
email from Gennadiy@GSBFinancialgroup.com
For additional help contact gennadiy@GSBFinancialgroup.com or
call toll-free: (646) 412-7266
GSB Financial respects your
right to privacy. You can view our Privacy Policy here.
Compatible carriers include:
AT&T, Sprint/Boost/Virgin, T-Mobile/MetroPCS, Verizon Wireless, C Spire
Wireless, Carolina West Wireless (CWW), CellCom USA, Google Voice, U.S.
Cellular, ACS/Alaska, Advantage Cellular (DTC Wireless), Aio Wireless/Cricket,
Appalachian Wireless, Atlantic Tele-Network International (ATN), Bandwidth,
Bluegrass Cellular, Buffalo Wireless, CableVision, Cellular Network Partnership
(PIONEER), Cellular One of East Central Illinois, Chariton Valley Cellular,
Chat Mobility USA, ClearTalk(Flat Wireless), Copper Valley, Coral Wireless
(Mobi PCS), Cross Telephone Company (MBO Wireless), Duet IP (Maximum
Communications New Core Wireless), Element Mobile (Flat Wireless), Epic Touch
(Elkhart Telephone), GCI Communications Corp, Golden State Cellular, i Wireless
(IOWA Wireless), Illinois Valley Cellular (IV Cellular), Immix(Keystone
Wireless), Inland Cellular Telephone Company, Leaco, Mosaic (Consolidated or
CTC Telecom), MTA Communications, MTPCS (Cellular One Nation), Nex-Tech
Wireless, Northwest Missourri Cellular Limited, Panhandle Telecommunications
Systems(PTCI), Peoples Wireless, Pine Belt Wireless, Pine Cellular, Revol
Wireless USA, RINA, Sagebrush Cellular (Nemont), SI Wireless/Mobile Nation,
SouthernLinc, SRT Wireless, Texas RSA 3 Ltd(Plateau Wireless), Thumb Cellular,
Union Telephone Company(Union Wireless), United Wireless, Viaero Wireless, West
Central Wireless (5 Star Wireless) (T-Mobile is not liable for delayed or
undelivered messages)
